Monthly Budget Tracker — Google Sheets Template
A clean, no-nonsense budget tracker spreadsheet. Plug in your income, categorize your spending, and see where every dollar goes. Free forever.
- Monthly income and expense tracking
- Auto-calculated 50/30/20 breakdown
- Category-based spending overview
- Visual charts for spending patterns
- Works in Google Sheets and Excel
- No account or signup required
Why You'll Love It
See exactly where your money goes each month
Monthly income and expense tracking
Identify spending leaks you didn't know existed
Auto-calculated 50/30/20 breakdown
Start budgeting in under 5 minutes
Category-based spending overview
No app to install — works in your browser
Visual charts for spending patterns
Customize categories to match your life
Works in Google Sheets and Excel
Finally have a number when someone asks 'what's your budget?'
No account or signup required
Stop Wondering Where Your Money Went
This isn't a complicated financial model. It's a simple spreadsheet that does one thing well: shows you where your money is going.
How It Works
- Enter your monthly income at the top
- Log your expenses as they happen (or weekly — whatever works)
- Watch the dashboard update with category totals, percentages, and a 50/30/20 breakdown
That's it. No formulas to write, no pivot tables to configure.
What You Get
Spending by Category: See how much goes to housing, food, transport, subscriptions, and everything else. Most people are shocked by at least one category.
50/30/20 Tracker: The template automatically calculates whether your spending aligns with the 50/30/20 rule and shows you where you're over or under.
Monthly Comparison: Track month-over-month changes to see if you're trending in the right direction.
Who It's For
- Anyone who's never budgeted before and wants to start simple
- People who tried budgeting apps and found them too complex
- Anyone who prefers spreadsheets over apps
- Students, young professionals, or anyone on a variable income
- Monthly income and expense tracking
- Auto-calculated 50/30/20 breakdown
- Category-based spending overview
- Visual charts for spending patterns
- Works in Google Sheets and Excel
- No account or signup required
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