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Debt Payoff Calculator

Compare avalanche vs snowball debt payoff strategies. See your payoff date, total interest, and monthly payment schedule.

Example data — edit to match your numbers

Your Debts

Balance

Rate %

Min Payment

Balance

Rate %

Min Payment

Balance

Rate %

Min Payment

Extra monthly payment

Strategy

Payoff Date

Dec 2030

Total Interest

Months

Payoff Date

Mar 2030

Total Interest

Months

The snowball method saves you $22 in interest and 9 months.

Interest Saved

vs. minimum payments only

1.Credit Card18mo · $909 interest

2.Car Loan35mo · $1,230 interest

3.Student Loan55mo · $1,169 interest

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