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Debt Payoff Planner
Track every payment, compare strategies, and watch your debt shrink month by month with this comprehensive planner.
Your Complete Debt Elimination System
The Stockwise Debt Payoff Planner is a Google Sheets template that helps you track every debt, compare avalanche vs. snowball strategies, and stay motivated as your balances drop to zero.
What's Included
- Debt Inventory -- list all debts with balances, rates, and minimum payments
- Strategy Comparison -- automatically calculates payoff dates and total interest for both avalanche and snowball methods
- Monthly Payment Tracker -- log payments and see real-time balance updates
- Progress Dashboard -- visual charts showing your total debt decreasing over time
- Payoff Calendar -- projected month-by-month schedule until debt freedom
- Extra Payment Calculator -- see how lump-sum payments accelerate your timeline
Who This Is For
- Anyone with multiple debts (credit cards, student loans, car loans, medical bills)
- People who want a clear, visual plan to follow
- Anyone who has tried apps but wants more control and customization
- People who want to track their progress manually for accountability
How It Works
- Copy the template to your Google Drive
- Enter all your debts in the inventory sheet
- Set your extra monthly payment amount
- Review the strategy comparison to choose your approach
- Log payments monthly and watch the dashboard update automatically
Built to motivate you every step of the way. See the finish line get closer with every payment.